Credit Analyst – Job Vacancy – Dubai, United Arab Emirates

Emirates NBD – Dubai, United Arab Emirates

• Job Location:- Dubai, United Arab Emirates
• Company:- Emirates NBD
• Education:- As Mentioned
• Nationality:- Any Nationality
• Gender:- Male / Female
• Number of Vacant Positions:- Not Mentioned
• Salary:- Negotiable
• Job Type:- Permanent
• Experience:- As mentioned in the Description

About Emirates NBD

Emirates NBD, the main Financial Gathering in the MENAT district, was shaped on 19 June 1963, when H.H. Late Sheik Rashid container Saeed Al Maktoum marked the Sanction of Joining of the Public Bank of Dubai (NBD) which turned into the principal Public Bank laid out in Dubai and the Assembled Bedouin Emirates (UAE). With the favors of H.H. Sheik Mohammed canister Rashid Al Maktoum, VP and Top state leader of the UAE and Leader of Dubai, NBD converged with Emirates Bank Global (EBI) on 06 Walk 2007, to frame Emirates NBD, the biggest financial gathering in the district by resources. On 16 October 2007, the portions of Emirates NBD were authoritatively recorded on the Dubai Monetary Market (DFM). The consolidation among EBI and NBD to make Emirates NBD, turned into a territorial union outline for the banking and money area as it joined the second and fourth biggest banks in the UAE to frame a financial boss equipped for conveying improved esteem across Corporate, Retail, Islamic, Speculation, and Confidential Banking, Worldwide Business sectors and Depository, Resource The executives and Financier tasks all through the locale.

In 2013, Emirates NBD commended its 50th commemoration, denoting the Gathering’s extraordinary accomplishments while featuring the bank’s strong authentic and monetary establishments as well as its promising future.

As at 30th September 2022, complete resources were AED 721 Billion, (identical to approx. USD 196 Billion). The procurement of DenizBank addresses a critical achievement for Emirates NBD with the Gathering extending its presence to 13 nations, adjusting more than 17 million clients. The Gathering is positioned among the main 20 in the Forbes’ rundown of the World’s Best Respected Organizations, getting a main spot among worldwide brands.

The Gathering has a huge retail banking establishment in the UAE and is a critical member in the worldwide computerized financial industry with 94% of every monetary exchange and demands directed beyond its branches. The Gathering likewise works Liv., the way of life advanced bank for twenty to thirty year olds kept on being the quickest developing retail suggestion in the UAE and KSA.

Job – Credit Analyst

Job Description:

GRC BBCU manages the underwriting function for Micro SME Loan products The unit caters to processing of Business Vehicle Finance Mortgage Loans Merchant Loans for companies and self employed customers Loans are granted based on Length of business of customer income turnover calculation within approved policy guidelines approved under delegated authority level
Brief Description:
The role will be primarily for evaluating Business Vehicle Loans and Mortgage Loans to Companies and Selfemployed customers
Credit underwriting unit is responsible for prudent lending by way of adequate checks done at various levels internal and external systems to check existing loan or repayment history Debt Burden Ratio
To ensure credit review is done within policy and all relevant legal documents of companies like Memorandum of AssociationMOA Trade LicenseTL Power of AttorneyPOA etc are reviewed thoroughly
Case is evaluated and forwarded for review in case not meeting policy criteria deviation is escalated with mitigants at appropriate level
Ensure all checks are done and Sales is reverted to within stipulated turnaround time

Detailed Description:
The role will be primarily for evaluating Business Vehicle Loans and Mortgage Loans to Companies and Selfemployed customers
Credit underwriting unit is responsible for prudent lending by way of adequate checks done at various levels internal and external systems to check existing loan or repayment history Debt Burden Ratio
To ensure credit review is done within policy and all relevant legal documents of companies like Memorandum of AssociationMOA Trade LicenseTL Power of AttorneyPOA etc are reviewed thoroughly
Case is evaluated and forwarded for review in case not meeting policy criteria deviation is escalated with mitigants at appropriate level
Ensure all checks are done and Sales is reverted to within stipulated turnaround time

Job Requirements:
The role will be primarily for evaluating Business Vehicle Loans and Mortgage Loans to Companies and Selfemployed customers
Credit underwriting unit is responsible for prudent lending by way of adequate checks done at various levels internal and external systems to check existing loan or repayment history Debt Burden Ratio
To ensure credit review is done within policy and all relevant legal documents of companies like Memorandum of AssociationMOA Trade LicenseTL Power of AttorneyPOA etc are reviewed thoroughly
Case is evaluated and forwarded for review in case not meeting policy criteria deviation is escalated with mitigants at appropriate level
Ensure all checks are done and Sales is reverted to within stipulated turnaround time

Additional Details:
Graduate or post graduate with 2-3 years experience in similar industry and role
23 years Underwriting experience of Companies and Selfemployed segment in UAE
Analytical and balanced approach towards risk and reward

Job Qualifications:

AS Mentioned in the JD

Click Here:- To find the latest job Vacancies