Assistant Manager – Personal Loan – Job Vacancy – Dubai, United Arab Emirates

Emirates NBD – Dubai, United Arab Emirates

• Job Location:- Dubai, United Arab Emirates
• Company:- Emirates NBD
• Education:- As Mentioned
• Nationality:- Any Nationality
• Gender:- Male / Female
• Number of Vacant Positions:- Not Mentioned
• Salary:- Negotiable
• Job Type:- Permanent
• Experience:- As mentioned in the Description

About Emirates NBD

Emirates NBD, the main Financial Gathering in the MENAT district, was shaped on 19 June 1963, when H.H. Late Sheik Rashid container Saeed Al Maktoum marked the Sanction of Joining of the Public Bank of Dubai (NBD) which turned into the principal Public Bank laid out in Dubai and the Assembled Bedouin Emirates (UAE). With the favors of H.H. Sheik Mohammed canister Rashid Al Maktoum, VP and Top state leader of the UAE and Leader of Dubai, NBD converged with Emirates Bank Global (EBI) on 06 Walk 2007, to frame Emirates NBD, the biggest financial gathering in the district by resources. On 16 October 2007, the portions of Emirates NBD were authoritatively recorded on the Dubai Monetary Market (DFM). The consolidation among EBI and NBD to make Emirates NBD, turned into a territorial union outline for the banking and money area as it joined the second and fourth biggest banks in the UAE to frame a financial boss equipped for conveying improved esteem across Corporate, Retail, Islamic, Speculation, and Confidential Banking, Worldwide Business sectors and Depository, Resource The executives and Financier tasks all through the locale.

In 2013, Emirates NBD commended its 50th commemoration, denoting the Gathering’s extraordinary accomplishments while featuring the bank’s strong authentic and monetary establishments as well as its promising future.

As at 30th September 2022, complete resources were AED 721 Billion, (identical to approx. USD 196 Billion). The procurement of DenizBank addresses a critical achievement for Emirates NBD with the Gathering extending its presence to 13 nations, adjusting more than 17 million clients. The Gathering is positioned among the main 20 in the Forbes’ rundown of the World’s Best Respected Organizations, getting a main spot among worldwide brands.

The Gathering has a huge retail banking establishment in the UAE and is a critical member in the worldwide computerized financial industry with 94% of every monetary exchange and demands directed beyond its branches. The Gathering likewise works Liv., the way of life advanced bank for twenty to thirty year olds kept on being the quickest developing retail suggestion in the UAE and KSA.

Job – Assistant Manager – Personal Loan

Job Description:

The Personal Loan business has been a significant contributor to revenue volumes of RetailAssets Bank In the year 2021 Personal Loan business deliver revenue ofAED 580 Mn on the back of strong acquisition of AED 67 Bn new volumes thereby growing the PL book toAED 114 Bn
Brief Description:
Personal Loan product is the flagship product of Retail Assets which has been strengthened over the years through a diversified suite of variants like Salary transfer PL Personal Cash Loan Scholar Plus Education Loan Retail SME Loans Small Business Loans Overdraft Loan For Against FD and NRE FD linked Loan etc
Detailed Description:
This role will be responsible for working with the product management team for personal loan productsPL OD RSME Loans with the aim to maximize profitability and growth for the portfolio especially new volume bookings at optimal pricing The role holder is expected to work closely with the product management team in planning developing and implementation of the various initiatives which will enhance the product reach as well the customer experience including channel optimization training customer journey etcThe incumbent is expected to drive the development of integrated strategies across customer segment product andor portfolio along with the implementation of personal loan projects Furthermore incumbent is expected to actively monitor performance and make actionable and timely recommendations on Policy Process Product Features etc to achieve business targets
The role holder is expected to interface with several internal and external parties to ascertain strategic roadmap for the Personal Loan business and implement the associated action plan to achieve desired results
This role necessitates good understanding of aspects of Personal Loan product pricing local market knowledge and familiarity with key digitalsystem interfaces Driving new volumes along with prudent retention activities for Personal Loan Overdraft and Retail SME Loans aimed at improved customer experience is one of the key responsibilities Job role will involve below mentioned key responsibilities Increase new business penetration across key relationships Support multiple sales channels including but not limited to Direct SalesRBS RBS MPT2 Branchall clusters and RD team MultiChannelRBS MPT Call Center Indirect Channels etc Support channels with queries on product pricing and process Offer pricing support to channels on both fresh and existing customers Develop Maintain Circulate regular and ad hoc MISReports
Job Requirements:
Act as point of first reference for all product related enquiries and work collaboratively with colleagues of sales channels driving and motivating the team to optimize the channel productivity Attend all product related queries requests on pricing discounts clarifications on policy promotionscampaigns
Close liaison with the field force to assess the response to and suitability of current promotional material and to ensure that the printed promotional material is being used optimally Responsible for providing the sales teamchannels with the necessary technical expertise to enable them to sell the product This involves active and regular engagement imparting periodic training etc Regular Branch SalesRBS MPT1 2 IIS Channel visits for constant engagement and feedbackAct as point of first reference for all product related enquiries and work collaboratively with colleagues of sales channels driving and motivating the team to optimize the channel productivity Attend all product related queries requests on pricing discounts clarifications on policy promotionscampaigns Close liaison with the field force to assess the response to and suitability of current promotional material and to ensure that the printed promotional material is being used optimally Responsible for providing the sales teamchannels with the necessary technical expertise to enable them to sell the product This involves active and regular engagement imparting periodic training etc Regular Branch SalesRBS MPT1 2 IIS Channel visits for constant engagement and feedback Support sourcing channels in relation to RCC GRC escalation deals Provide product trainings to Branch PBAs RBEs IIS agencies and CCO Agents etc Maintain relationship with both internal and external partners to ensure smooth transactions and business processes Ensure processes and offering are as per Central Bank regulation and agreed internal credit policy and process
Additional Details:
Graduate
Sales Marketing and Product development of Retail Lending Products
Minimum 35 years experience on Retail Banking
Knowledgeable in Retail banking products
Knowledgeable in banking systems
Ability to manage and interact with other key stakeholders both direct business units and support units
Ability to communicate well with others
Have good time management and able to work under pressure
Ability to multitask on multiple business priorities
Selfmotivated and must have a good decision making
Ability to balance workloads efficiently
Ability to work closely with other teams and departments
Ability to work seamlessly with all stakeholders both internal and external parties
Must have strong people skills

Job Qualifications:

AS Mentioned in the JD

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